Affiliates

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CGWOP ("we," "us," or "our") is committed to transparency in all our business relationships and communications. This Affiliate Disclosure explains our participation in affiliate marketing programs and how we may earn commissions from certain products, services, or resources we recommend.

Affiliate Relationships

CGWOP participates in various affiliate marketing programs and partnerships. This means that we may receive financial compensation or other benefits when you click on certain links on our website www.cgwop.com, in our emails, during our events, in our publications, through our coaching services, or in our digital products, and subsequently make a purchase or take a specific action.

What This Means

When we recommend or mention certain products, services, tools, courses, books, platforms, or resources related to:

• Financial services - Banking products, investment platforms, financial software
• Business tools - Software, platforms, productivity tools, business services
• Credit services - Credit monitoring, credit repair resources, credit education
• Educational products - Courses, training programs, books, memberships
• Tax software - Tax preparation tools, accounting software
• Funding resources - Business loan platforms, crowdfunding services, grant resources
• Wellness products - Books, apps, programs related to financial wellness
• Career resources - Job boards, resume services, career coaching platforms
• Legal services - Document preparation services, legal resources
• Technology - Apps, software, digital tools we recommend
• Other products or services - Any other resources mentioned in our content

We may receive a commission, referral fee, or other form of compensation if you choose to purchase or engage with these products or services through our affiliate links.

Types of Compensation

We may receive compensation in various forms, including:

• Commission on sales - A percentage of the purchase price
• Flat referral fees - A fixed amount for each referral or sign-up
• Recurring commissions - Ongoing compensation for subscription-based services
• Free products or services - Complimentary access to products in exchange for promotion
• Promotional considerations - Special offers, discounts, or early access to products
• Tiered compensation - Higher commissions based on  sales volume or performance

Our Commitment to You

Honest Recommendations

We are committed to providing honest, authentic, and valuable recommendations. Our primary goal is to support your generational wealth-building journey with quality resources and information.

We pledge to:

• Only recommend products and services we genuinely believe may benefit you
• Provide honest opinions based on our knowledge and experience
• Disclose affiliate relationships clearly and transparently
• Never recommend products solely for financial gain
• Maintain editorial integrity in all content and recommendations
• Evaluate products based on quality, value, and relevance to our audience

No Obligation

You are never under any obligation to purchase products or services through our affiliate links. We provide these recommendations as resources that may support your wealth-building goals, but the decision to purchase is entirely yours.

You are always free to:

• Research products independently
• Search for products directly      without using our links
• Compare prices and alternatives
• Choose not to purchase at all

Independent Opinions

Our opinions, reviews, and recommendations are our own and are not influenced by affiliate compensation. While we may earn commissions on certain products, this does not affect our honest assessment or recommendation.

We maintain editorial independence by:

• Reviewing products thoroughly before recommending them
• Providing balanced perspectives, including potential drawbacks
• Comparing alternatives when appropriate
• Declining to promote products we don't believe in, regardless of commission rates
• Updating recommendations if our opinions change or better alternatives emerge

Your Cost

Important: Using our affiliate links does not cost you anything extra. The price you pay for products or services is the same whether you use our affiliate link or purchase directly from the merchant.

In some cases, we may be able to negotiate special discounts, bonuses, or promotional offers for our audience. When available, we will clearly communicate these benefits.

Products We Own or Have Financial Interest In

In addition to third-party affiliate relationships, we may promote or recommend products, services, or resources that:

• We own or have created
• We have a financial stake in
• We receive royalties from
• We are partnering with in other business arrangements
• When promoting our own products or those in which we have a direct financial interest, we will clearly disclose this relationship.

This includes:

• CGWOP coaching programs and services
• Digital products created by CGWOP
• CGWOP events 
• Any courses, templates, or resources we develop
• Joint ventures or partnerships where we share revenue

Due Diligence and Responsibility

While we make reasonable efforts to recommend quality products and services, we cannot guarantee:

• The performance or results of any third-party product or service
• The accuracy of product descriptions or claims made by merchants
• The customer service quality of affiliate partners
• That products will meet your specific needs or expectations
• The ongoing availability or pricing of recommended products

You are responsible for:

• Conducting your own research and due diligence before purchasing
• Reading product reviews, terms of service, and return policies
• Evaluating whether a product or service is appropriate for your situation
• Consulting with qualified professionals (financial advisors, attorneys, accountants) before making significant financial decisions
• Understanding the risks associated with any purchase or investment

We encourage you to thoroughly research any product or service before making a purchase, regardless of whether we receive affiliate compensation.

Disclosure Placement

We strive to clearly disclose affiliate relationships in the following ways:

On Our Website

• Prominent affiliate disclosure on pages containing affiliate links
• Clear identification of affiliate links when practical
• General affiliate disclosure in our website footer
• This dedicated Affiliate Disclosure page

In Our Communications

• Disclosure statements in emails containing affiliate links
• Verbal disclosures during coaching sessions when recommending affiliate products
• Clear notices in our publications and digital products
• Transparency during events and workshops about recommended resources

FTC Compliance

Our affiliate disclosures comply with Federal Trade Commission (FTC) guidelines requiring transparency in affiliate marketing relationships. We believe in being upfront about our financial relationships with products and services we recommend.

Changes to Products and Affiliate Relationships

Affiliate relationships, product availability, pricing, and features may change over time. We make reasonable efforts to keep our recommendations current, but we cannot guarantee:

• That affiliate links will remain active indefinitely
• That product features or pricing will remain as described
• That merchants will honor all promotional offers
• That we will maintain all affiliate relationships permanently

We reserve the right to add, modify, or terminate affiliate relationships at any time without notice.

Non-Endorsement

Unless explicitly stated, our affiliate relationships do not constitute a formal endorsement, partnership, or business relationship with the companies whose products we recommend. We are independent marketers and educators who may receive compensation for referrals.

We do not represent, are not employed by, and are not official spokespersons for any of the companies we mention as affiliates unless specifically disclosed.

Questions About Specific Products

If you have questions about whether a specific product or service link is an affiliate link, or about our relationship with any company we recommend, please contact us. We are happy to provide transparency about our affiliate relationships.

Other Affiliate Program Disclosures

We may participate in affiliate programs with various companies and platforms, including but not limited to:

• Financial service providers and platforms
• Educational course marketplaces (Udemy, Coursera, Teachable, etc.)
• Software and technology companies
• Book retailers and publishers
• Professional service providers
• Business and productivity tools
• Any other relevant products or services that align with our mission

Specific affiliate partnerships may change over time. This is not an exhaustive list of all affiliate relationships.

Contact Us

If you have questions, concerns, or would like more information about our affiliate relationships or specific product recommendations, please contact us

Email: contactus@cgwop.com
Website: www.cgwop.com

Updates to This Disclosure

We may update this Affiliate Disclosure from time to time to reflect changes in our affiliate relationships, legal requirements, or business practices. 

Your continued use of our website, services, and resources after any changes constitutes acceptance of the updated Affiliate Disclosure.

Consent and Acknowledgment

By using CGWOP's website www.cgwop.com, participating in our coaching programs, purchasing our products, attending our events, or engaging with our content, you acknowledge that:

• You have read and understood this Affiliate Disclosure
• You understand that we may receive compensation for certain product recommendations
• You agree to conduct your own due diligence before making purchases
• You will not hold CGWOP liable for the performance of third-party products or services
• You understand that our recommendations are educational in nature and not guarantees of results

Thank you for supporting CGWOP and our mission to help you Create Generational Wealth On Purpose. Your trust is important to us, and we are committed to maintaining transparency in all our business relationships while providing you with valuable resources for your wealth-building journey.