Privacy Policy

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CGWOP ("we," "us," or "our") is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information when you interact with our website www.cgwop.com, use our services, purchase our products, or engage with us in any capacity.

By accessing our website, using our services, purchasing our products, or providing us with your information, you consent to the practices described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our website or services.

We collect information that you voluntarily provide to us when you:

• Register for services - Name, email address, phone number, mailing address
• Purchase coaching services or digital products - Billing information, payment details, transaction history
• Attend events or workshops - Registration details, dietary preferences, emergency contact information
• Complete forms or surveys - Responses, feedback, testimonials
• Subscribe to newsletters or communications - Email address, communication preferences
• Participate in coaching sessions - Financial information, career details, business information, credit history, personal goals, wellness information, family details
• Communicate with us - Email content, messages, phone call records, support tickets
• Create an account - Username, password, profile information

Types of personal information may include:

• Contact information (name, email, phone, address)
• Demographic information (age, location, occupation)
• Financial information (income, expenses, debt, assets, credit scores)
• Career information (employment history, education, skills)
• Business information (business type, revenue, goals)
• Wellness information (stress levels, health goals related to financial wellness)
• Payment information (credit card details, billing address)
• Any other information you choose to share with us

When you visit our website, we automatically collect certain information through cookies, web beacons, and similar technologies:

• Device information - IP address, browser type, operating system, device type
• Usage information - Pages visited, time spent on pages, links clicked, referring/exit pages
• Location data - General geographic location based on IP address
• Cookies and tracking data - Session cookies, persistent cookies, analytics data

We may receive information about you from third parties, including:

• Payment processors - Transaction verification, fraud prevention data
• Social media platforms - If you connect through social media or share our content
• Marketing partners - If you come to us through referrals or joint promotions
• Public databases - Publicly available information to verify credentials or prevent fraud
• Service providers - Analytics providers, email service providers, CRM platforms

We use your information for the following purposes:

• Deliver coaching services (earnings, financial, wellness, career, business, credit, legal education, tax education, funding guidance)
• Process and fulfill orders for digital products
• Manage event registrations and attendance
• Provide customer support and respond to inquiries
• Send service-related communications and updates
• Facilitate account creation and management

• Customize coaching recommendations based on your goals and situation
• Personalize website content and product offerings
• Analyze usage patterns to improve our services
• Develop new products, services, and features
• Conduct research and analysis on wealth-building education effectiveness

• Send newsletters, educational content, and updates (with your consent)
• Provide information about new services, products, or events
• Send promotional offers and special announcements
• Request feedback, reviews, or testimonials
• Respond to your questions and support requests
• Send administrative notices about your account or purchases

• Advertise our services through email, social media, and other channels
• Analyze marketing campaign effectiveness
• Conduct market research and competitive analysis
• Create testimonials and success stories (with your permission)
• Build customer profiles for targeted marketing

• Comply with legal obligations and regulatory requirements
• Protect against fraud, unauthorized access, and illegal activities
• Enforce our Terms of Service and other agreements
• Resolve disputes and investigate complaints
• Protect the rights, property, and safety of CGWOP, our users, and others
• Maintain records for tax and accounting purposes

We do not sell, rent, or trade your personal information to third parties. However, we may share your information in the following circumstances:

We share information with trusted third-party service providers who assist us in operating our business, including:

• Payment processors - To process transactions (e.g., Stripe, PayPal, Square)
• Email service providers - To send newsletters and communications (e.g., Mailchimp, ConvertKit)
• Website hosting providers - To host and maintain our website
• Analytics providers - To analyze website traffic and user behavior (e.g., Google Analytics)
• CRM platforms - To manage customer relationships and communications
• Cloud storage providers - To store data securely
• Marketing platforms - To run advertising campaigns (e.g., Facebook, Google Ads)
• Event management tools - To manage registrations and attendee information

These service providers are contractually obligated to protect your information and use it only for the purposes we specify.

We may disclose your information when required by law or when we believe disclosure is necessary to:

• Comply with legal processes, subpoenas, court orders, or government requests
• Enforce our Terms of Service, policies, or other agreements
• Investigate and prevent fraud, security issues, or illegal activities
• Protect the rights, property, or safety of CGWOP, our users, or the public
• Respond to claims that content violates third-party rights

If CGWOP is involved in a merger, acquisition, asset sale, bankruptcy, or other business transaction, your information may be transferred as part of that transaction.

We may share your information with third parties when you explicitly consent to such sharing, such as:

• Testimonials or success stories (we will obtain explicit permission before sharing)
• Referral programs or partnerships
• Joint events or collaborations with other organizations

We may share aggregated, anonymized, or de-identified information that cannot reasonably be used to identify you for research, marketing, analytics, or other purposes.

Cookies are small text files stored on your device when you visit our website. We use cookies and similar technologies to enhance your experience, analyze usage, and provide personalized content.

• Essential Cookies - Necessary for website functionality, account access, and security
• Analytics Cookies - Help us understand how visitors use our website (e.g., Google Analytics)
• Marketing Cookies - Track your activity to deliver relevant advertisements (e.g., Facebook Pixel)
• Preference Cookies - Remember your settings and preferences
• Session Cookies - Temporary cookies that expire when you close your browser
• Persistent Cookies - Remain on your device for a set period or until deleted

Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when cookies are being sent. Please note that disabling cookies may affect website functionality and your user experience.

You can also opt out of certain analytics and advertising cookies:

• Google Analytics Opt-out: https://tools.google.com/dlpage/gaoptout
• Network Advertising Initiative: https://optout.networkadvertising.org/
• Digital Advertising Alliance: https://optout.aboutads.info/

Our website does not currently respond to "Do Not Track" browser signals, but you can control cookies through your browser settings.

We take the security of your personal information seriously and implement reasonable administrative, technical, and physical safeguards to protect your data, including:

• Encryption - SSL/TLS encryption for data transmission
• Secure servers - Hosting with reputable providers using industry-standard security
• Access controls - Limited access to personal information on a need-to-know basis
• Authentication - Password protection and secure login processes
• Regular monitoring - Ongoing security assessments and updates
• Data backups - Regular backups to prevent data loss

However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

Retention periods vary based on:

• Account information - Retained while your account is active and for a reasonable period afterward
• Transaction records - Retained for accounting, tax, and legal compliance (typically 7 years)
• Coaching records - Retained for the duration of our relationship and for a period afterward for business continuity
• Marketing communications - Retained until you unsubscribe or request deletion
• Legal requirements - Some information must be retained for compliance purposes

When information is no longer needed, we will securely delete or anonymize it.

Depending on your location, you may have certain rights regarding your personal information:

You have the right to request access to the personal information we hold about you and receive a copy of that information.

You have the right to request correction of inaccurate or incomplete personal information.

You have the right to request deletion of your personal information, subject to certain exceptions (e.g., legal obligations, pending transactions, fraud prevention).

You have the right to request a copy of your information in a structured, machine-readable format.

You have the right to opt out of receiving marketing communications from us at any time by:

• Clicking "unsubscribe" in our emails
• Contacting us directly
• Updating your communication preferences in your account settings

You have the right to object to certain processing of your information, such as for direct marketing purposes.

Where we process your information based on consent, you have the right to withdraw that consent at any time.

You have the right to lodge a complaint with a data protection authority if you believe your privacy rights have been violated.

To exercise any of these rights, please contact us at:

Email: contactus@cgwop.com

We will respond to your request within 30 days (or as required by applicable law). We may require verification of your identity before processing your request.

Our website and communications may contain links to third-party websites, social media platforms, or services that are not operated by CGWOP. This Privacy Policy does not apply to those third-party sites. We are not responsible for the privacy practices or content of third-party websites. We encourage you to review the privacy policies of any third-party sites you visit.

Third-party services we may link to include:

• Social media platforms (Facebook, Instagram, LinkedIn, Twitter)
• Payment processors (Stripe, PayPal)
• Video platforms (YouTube, Vimeo)
• Calendar and scheduling tools
• Financial tools and calculators
• Educational resources and articles

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or business operations. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Your continued use of our services after changes are posted constitutes acceptance of the updated Privacy Policy.

If you have questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

Phone: 704-565-9818

Email: contactus@cgwop.com
Website: www.cgwop.com

We will respond to your inquiry within a reasonable timeframe, typically within 30 days.

By using CGWOP's website, services, or products, you acknowledge that you have read, understood, and agree to this Privacy Policy and our collection, use, and disclosure of your personal information as described herein.

CGWOP is committed to transparency and protecting your privacy as you pursue your generational wealth-building journey. We value the trust you place in us and will continue to safeguard your personal information with the highest standards of care and security.